How to Cut Your Electricity Bill without Really Trying
It’s fall – a good time to take a fresh look at your bills to see if you can reduce them. For example, try these tips to cut your power usage and lower your electricity bills. Switch to LED bulbs. About four times more energy efficient than incandescent bulbs, LEDs last for years. The “lumens” n
Read MoreRedecorating Your Child’s Room? Start Here
Redecorating a child’s room is enjoyable. Figuring out creative ways to make your kids’ spaces whimsical yet functional is a fun design challenge. And watching their faces light up when it’s all done? Priceless. Home design website Houzz conducted a survey of users who have “recently completed,
Read MoreEasy and Affordable: “Going Green” at Home
Green living isn’t limited to big projects like installing solar panels. There are simple and affordable ways to go green. The best part: Green living may also save money and make your home more comfortable. Here are three suggestions: Use green products: All that seems “green” isn’t necessarily
Read MoreClosing Costs: It’s about More Than Your Down Payment
The first step in buying a home is deciding on a budget. How much house can you afford? Within what price range will you shop? A down payment is, unfortunately, only one part of that budget. To correctly determine the affordability of a home, it’s essential that prospective buyers consider the c
Read More‘Urbys’ Offer a New Approach to Housing Millennials
What do millennials want when it comes to housing? The answer: pretty much everything. The “Urby” – a mixed-use residential development that brings a little bit of city, a little bit of community, and a little bit of entertainment to a little apartment – may be the answer. Emphasizing “New Urban
Read MoreShould You Sell Your Home Yourself?
Despite the prevalence of online tools that can facilitate DIY sales, fewer Americans are choosing to go the route of “for sale by owner” when it comes to selling their homes. According to the National Association of Realtors (NAR), for-sale-by-owner sales represented only 8 percent of 5.25 million
Read MoreHome Alone: More Women Are Buying Homes on Their Own
“Skip the spouse, buy the house” was a line from a recent Bloombergnews story about single women buying homes on their own. It’s catchy, but also true: as the article reported, single women currently account for approximately 17% of new homebuyers in the U.S., versus 7% of single men. Why? Despi
Read MoreSecond Mortgages: Make Your Dreams Happen – Carefully
RateHub defines a second mortgage as “an additional loan taken out on a property that is already mortgaged.” Sounds risky – and indeed it comes with plenty of risks. But it also comes with rewards. There are two major kinds of second mortgages: The home equity line of credit (HELOC) has a variab
Read MoreIs Lack of Space Cramping Your Green Thumb?
If your green thumb is out of joint thanks to limited (or nonexistent) outdoor space, try some out-of-the-yard thinking, and you’ll soon be digging in the dirt. You can garden anywhere if you’re resourceful. Go vertical: If you’re in an urban setting, take inspiration from the high-rises that su
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